Health Insurance

Catastrophic Health Insurance: Pros, Cons, and Eligibility

Catastrophic health insurance, also known as high-deductible health insurance, is a type of health insurance that offers lower premiums but high deductibles. It is intended to cover major medical expenses in case of a catastrophic event or serious illness. Catastrophic health insurance policies have gained popularity in recent years, especiallyRead More

Health Insurance

How to Choose a Health Insurance Provider

Whether you’re purchasing healthcare through your employer or the government health insurance marketplace, choosing the right provider and plan can help ensure you’re getting the best value. When comparing health plans, consider the network of doctors and hospitals in each provider’s directory. Also, look at deductibles,Read More

Health Insurance

Understanding Health Insurance Premiums

Understanding health insurance premiums is critical if you want to get the best coverage for your needs. The premium is the fee you pay to an insurance company or health plan to keep your policy active. It’s one component of out-of-pocket costs, which also include deductibles, copays and coinsurance. Savvy health care consumers know thatRead More

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How to Make the Best Out of Cash Back Bonus?

To easily spend smarter you will need to have a credit card that offers cash back bonus for everyday purchase. Use a credit card that offers cash back bonus instead of using a cash or debit card, which typically offers a little-to-zero reward. An incentive program provided by credit card companies where a percentage ofRead More