LOANS

LOAN TYPES

We offer a variety of loans for almost any purpose at VERY competitive rates.

Whether you are in the market for a new or used car, boat or motorcycle, a signature loan, line of credit, share secured loan, home equity loan, home equity line of credit, mortgage or overdraft protection, we can provide a low cost, LOW FEE solution.

When you compare loan rates don’t forget to check prepayment, doc prep and ancillary fees. Fees on auto loans often end up being hundreds of dollars elsewhere, and mortgage fees can run into thousands! Not at Countywide. That can make a huge difference in what you ultimately pay for your car, boat or home.

Just starting college or going for your Masters or beyond, Countywide is your connection for a student loan. Just follow the link to a Smart Option Student Loan and you are on the way toward processing your application.

Even if you get your initial loan elsewhere, check back with a loan officer. We have refinanced hundreds of loans and saved our members thousands of dollars. It’s quick and easy.

LOAN FEATURES

You will NEVER pay a prepayment penalty at Countywide. You will NEVER pay an application fee at Countywide. Pretty bold statements? Yes they are! And, they are true! Our loans don’t have fees imbedded in the fine print. Not now, now ever.

You can arrange to make your loan payment by auto transfer from your savings or checking monthly. Nothing could be easier. You have the peace of mind of knowing that you’ll never be late on a payment and your loan will always remain in good standing.

Our loan process is simple and quick. No long committees for approval, no impersonal computer evaluation, no out of town loan officers. We’ll work on your loan application as soon as it comes into our office, whether you drop it off, mail it in or complete the online application. We’ll evaluate your loan based on YOU – your history, your credit, your needs. We’ll work with you help you find a way to meet your borrowing needs.

You probably know how important it is to have credit available. Your creditworthiness impacts so many more things than it did in the past. We’re vested in your long term success. We can’t grant every loan every time, but when we don’t we’ll try to explain why and how you can improve your creditworthiness for the future.