Savings Accounts

REGULAR SHARE SAVINGS ACCOUNT

This is the initial account that you are required to open with at least a $5 deposit to become a member. You can also have up to four other share savings accounts for special savings purposes (college, taxes, vacation, etc).

ATM

Countywide Federal Credit Union belongs to the Alliance One network allowing access to thousands of ATMs throughout the U.S. There is no transaction fee charged at any of 3544 ATMs located in 36 states, plus the District of Columbia.

To find an Alliance Once ATM near you - CLICK HERE

CHRISTMAS CLUB ACCOUNTS

Save as little or as much as you want and receive a check the last week of October to do your Christmas shopping.

SHARE DRAFT

Share draft accounts, as we call them, let you write checks on a totally free account. Electronic automatic deductions can be arranged as well as direct deposits. Enjoy the convenience and savings with these great features:

• No monthly service fee
• No per check charge
• No minimum balance
• Online banking
• Automatic transfers from Share account to cover overdrafts ($1.00 fee per transfer)
• ATM card (to find an ATM - CLICK HERE)

Please note that to be able to provide all these features at a low cost that you do not receive the paid checks back. If needed, you are able to order a copy of a check for a small fee.

DEBIT CARDS

CLICK HERE -- To view and download our Debit Card Application

SHARE CERTIFICATES

This is a term (91day, 6,12, 18, or 30 months) account that earns a higher dividend (see rates) than share accounts. The minimum balance is $500. There is a penalty for early withdrawal.

IRA’s

This is one of the easy ways to save for retirement. Countywide Federal Credit Union offers Traditional, Education, and Roth IRA share savings and certificates.

MONEY MARKET SHARE ACCOUNTS

All Countywide Federal Credit Union share/savings and investment accounts are safe and secure as they are insured for up to $100,000 by the National Credit Union Administration (NCUA), an agency of the United States Federal Government.