Car Insurance

Top 5 Car Insurance Providers

Top 5 Car Insurance Providers

Car insurance is a type of insurance that covers your vehicle in case of an accident. It comes in different forms, such as liability, collision and comprehensive coverage.

When shopping for auto insurance, it is important to compare quotes from different companies. This can save you money and ensure you get the best coverage at a competitive rate.


GEICO is a subsidiary of Berkshire Hathaway and one of the top car insurance providers. It is known for its low rates and excellent customer service.

The company offers different kinds of coverages, including liability, medical payments, comprehensive and collision. It also offers accident forgiveness and rental car reimbursement.

Its mobile app makes it easy to manage your policy. It allows you to review your ID cards and claims history, as well as request emergency roadside assistance.

Drivers can get discounts on their policies if they have certain qualifications. For example, drivers who are good drivers, military personnel or multi-vehicle owners will receive lower quotes.

Besides auto insurance, Geico also provides homeowners and motorcycle policies. In addition, it provides supplemental coverage options like rental reimbursement, mechanical breakdown and auto repair Xpress.

2. Progressive

Progressive has been in business for more than 80 years and they are among the top-rated car insurance providers in the country. Their innovative solutions like Name Your Price and Google Action are making things easier for consumers who are looking to find a policy that fits their budget.

They also offer a Snapshot feature that monitors driving behavior and sends reports to Progressive to help reduce your premium. You can download the app or install a plug-in device on your car to take part in this program.

This is a benefit that comes automatically for new customers and it keeps your rates the same for as long as you don’t make any claims or violations. It also includes large accident forgiveness, which foregoes one at-fault accident above a $500 claim value.

The company has a market share of around 7.5 percent nationwide and has stepped up their marketing in recent years with the Flo character who is now one of the most recognized mascots for car insurance. This brand awareness has helped the company build their reputation locally and strengthen their brand appeal.


USAA has been in business since 1922, and its dedicated customer care combined with the quality of their services make them one of the most desirable car insurance providers. The company is particularly well-regarded among military members and their families as well as non-military customers.

Their rates are also incredibly competitive, which is an important benefit for any company to have. Their average annual premiums are about $200 less than most competitors, and they don’t vary widely across coverage areas.

In addition to low premiums, USAA offers a plethora of discounts to help you save even more. For example, the teen driver discount allows parents to add a teenager to their policy for less than $100. Other discounts include the Family discount -offers savings for dependents under the age of 25 and the Military installation discount for military drivers who garage their cars on base.

4. New York Central Mutual

New York Central Mutual or NYCM is a family-owned insurance company that has been serving the needs of its customers for more than a century. They offer car, home and commercial insurance through a network of independent agents in the state of New York.

They also have a strong reputation for customer service. Their Advantage Repair Program guarantees expedited repairs for policyholders, reducing the time it takes to get their cars back on the road.

The company offers several types of auto coverage for drivers, including liability and collision. They also have optional medical payments coverage, which can cover your expenses in the event that you or someone else in your car gets hurt in an accident, regardless of who was at fault.

In addition to their traditional insurance policies, NYCM also offers homeowners and mobile home policies. Their homeowners policy is relatively affordable and has a lot of coverage options, like equipment and appliance breakdown coverage and valued possessions coverage.