Category: Health Insurance

Catastrophic health insurance, also known as high-deductible health insurance, is a type of health insurance that offers lower premiums but high deductibles. It is intended to cover major medical expenses in case of a catastrophic event or serious illness. Catastrophic health insurance policies have gained popularity in recent years, especiallyRead More

Open Enrollment is the period of time during the year when you can buy Marketplace health insurance or make changes to your existing plan. It’s from November 1st – January 15th in most states. This is an important time to consider your needs and the type of coverage you want to get. Getting the rightRead More

Whether you’re purchasing healthcare through your employer or the government health insurance marketplace, choosing the right provider and plan can help ensure you’re getting the best value. When comparing health plans, consider the network of doctors and hospitals in each provider’s directory. Also, look at deductibles,Read More

Health insurance is a vital way to pay for medical care when you need it. It also can help keep you healthy and lower your future costs. Most health plans must cover a set of preventive services — like shots and screening tests — at no cost to you. This includes those available through theRead More

Understanding health insurance premiums is critical if you want to get the best coverage for your needs. The premium is the fee you pay to an insurance company or health plan to keep your policy active. It’s one component of out-of-pocket costs, which also include deductibles, copays and coinsurance. Savvy health care consumers know thatRead More